International payments with zero hassle

Real IBANs in your name issued in EUR, GBP, USD, CAD, CHF, DKK, HKD, NOK, SEK & SGD

Transact via SWIFT, SEPA Instant, SEPA, Faster Payments and CHAPS

Highly competitive FX proposition with low fees - outbound payments available in up to 16 currencies and counting

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Payments features

Own real accounts

We issue dedicated IBANs with you named as beneficiary, enabling you to have real accounts in multiple currencies via ONE onboarding and membership. Receive funds in and send funds out via an ever-increasing range of payment rails including SWIFT, SEPA Instant, SEPA, Faster Payments and CHAPS – unlocking seamless worldwide money movement and endless flexibility.

Foreign exchange

Move funds between your IBANs in multiple currencies at highly competitive rates – exclusively within our platform. You can also receive and make outbound payments in up to 16 different currencies and counting – we will automatically handle the conversion for you.

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The ‘Network Effect’

Clients of ONE have the potential to benefit from free, fast, and simple payments to other ONE clients and accounts. By joining our global network, the movement of money between customers and suppliers has never been more straightforward.

Customisable user experience

Our platform is uniquely customisable to suit the particular needs of your business. You can create and manage your own users and specify roles, privileges and spend limits for all. Features such as creation of payees and batch uploads provide an enhanced user experience, allowing typical payment habits such as rent and salaries to be processed efficiently and completed in bulk.

Low transaction fees

Zero fees and charges for inbound payments with a small fixed fee for outbound payments only: no minimums, and no percentage-fees taken based on inbound and outbound transaction values.

Safe and secure

Security for our customers is at the heart of everything we do, and is embedded across our service offering:

  • Customer funds are fully safeguarded and ring-fenced from ONE’s own funds
  • Customer data is stored securely and held within the EU
  • Two-factor authentication is used across our platform
  • Features such as IBAN validation and platform prompts help to eradicate mistakes


Our API allows customers or partners to link their platform with ours – accessing our service without using our web UI.

Display data and initiate actions, including:

  • View balances and transaction history
  • Make payments and transfers (SWIFT, SEPA Instant, SEPA, Faster Payments and CHAPS)
  • Create new IBANs
  • FX for outbound payments in 16 currencies at competitive rates